The economy and financial markets are undergoing tremendous turmoil as this massive deleveraging unfolds. In response to discussions with our customers and the wider community, I published an article for things to consider when developing software applications during these challenging times. Minimize risk and maximize your potential by getting solutions into production quickly and let the market (users) decide what survives and dies. Application evolution and natural selection is most powerful during times like these. It's important to anticipate rather than be surprised by those forces. For more details, check out the paper (http://www.fmsinc.com/tpapers/budgets/ApplicationDev) which is referenced by Microsoft and other sites.
Wishing you the best and much success!